I've been called cheap. I prefer to say that I'm just good with money. Whatever you want to call it, I love to find new ways to save money. I was laid off about a two years ago and my husband and I decided that it was the perfect time for me to become a stay at home mom. With that decision made, we had to start cutting corners in order to make it a reality. This was not easy. I was already pretty frugal. The only thing we really splurged on was going out to eat.
Throughout the past year I have been finding little ways here and there to save. Some of these are very simple and some are a bit extreme. It really depends on how dire your situation. Below is a list of ideas on how to save money. I will write a separate post on each item to give a more comprehensive look into how to succeed at each idea.
1. Make a budget 2. Make your own cleaning supplies
3. Minimize driving
4. Do not buy ANYTHING that is not necessary to living
5. Never go to the movie theater
6. Make reusable “paper” towels
7. Use up all the food in your pantry, freezer, and fridge
8. Reduce food waste
9. Eat at home
10.Make your own convenience foods
11.Add beans to meals to stretch the meat out
12. Do not buy gifts for anyone
13. Know your local grocery stores
14. Do not buy meat/cheese from deli
15. Make your own food
16. When something that you eat all the time is on sale, stock
up
17. Couponing
18. Cancel phone, cable, internet
19. Get the basic cell
phone, no texting, no data plan
20. Save energy
21. Avoid uncessary fees
22. Cut out expensive drinks
23. Make your own personal care items
24. Find free entertainment
25. Craigslist
26. Swap skills
27. Have a garage sale
28. Limit time with friends who are not frugal
29. No matter how tight
money is, tithe
30. If your employer matches 401k, do it.
31. Minimize shopping.
32. Take every spare cent you have and pay off debt
33. Be humble
34. Change your whole mindset.
35. Repurpose/reuse items.
36. Get a freezer
37. Be a team
No comments:
Post a Comment